Why Pay More?

In late 2021, legislation was passed allowing all pawnshops in the state of Oklahoma to increase their interest rates to all customers.
Tulsa Gold and Gems chose to NOT increase our rates.

0% Gold Loans

All new loan customers get a 0% loan, no credit check, nothing reported on your credit! Everyone’s approved! You don’t even have to pay us back.

What do we accept for loans?

Any form of Gold, Silver, or Platinum
Diamonds (Certified or Non-certified)
Coins (Gold or Silver)
Any form of jewelry (Broken to Brand New Items)
Fine Watches (Rolex, Cartier, etc)

We are collateral lenders, which means your CREDIT is NOT a factor! Unlimited funding available and our transactions are quick and easy. Typically it takes less than 10 minutes to evaluate your items and let you know our offer. Without a doubt, we pay the most and loan the most on your jewelry. Don’t believe us? Just read our reviews!

We accept debit cards as form of interest payment

You can simply call or stop by to pay on your loan. You may not use your debit card if you are picking up your items. Debit cards can only be used if your paying on your interest. Simply give us a call at 918-743-2274 and pay right over the phone!

For new customers, we are offering an introductory interest free 60 day loan up to 25K. After your initial 60 day loan contract expires, you have the option of setting up a traditional loan with interest due monthly until the loan is paid back.